Schemes - SJS Hospital

Schemes

Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY)

Affordable, Cashless Healthcare for You and Your Family

At SJS Hospital, we are proud to be an empanelled healthcare provider under the Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) – a flagship health assurance scheme by the Government of Maharashtra designed to provide quality medical care to economically vulnerable families across the state.

 

What Is MJPJAY?

The MJPJAY is a government-funded health insurance program aimed at ensuring that all eligible families in Maharashtra can access cashless, high-quality medical treatment without suffering financial hardship.

Under this scheme:

  • Beneficiaries receive health coverage on a floater basis for the entire family.

  • Pre-existing conditions are covered from Day 1 with no waiting period.
  • Treatment is cashless at empanelled hospitals, including SJS Hospital.

Who Is Eligible?

MJPJAY focuses on supporting low-income and vulnerable groups in Maharashtra. Eligible beneficiaries typically include families with:

  • Yellow, Orange, Antyodaya Anna Yojana, or Annapurna ration cards.

  • SECC (Socio-Economic Caste Census) identified households.
  • Farmers from certain agriculturally distressed districts (including those with White ration cards, under specified conditions). 

 

Eligibility can be checked and confirmed with the help of  Arogyamitra at our hospital.

What Does the Scheme Cover?

The MJPJAY provides comprehensive coverage for serious and life-saving treatments that require hospitalization and specialised care. This includes:

 Hospitalisation & Surgeries

Treatment for medical and surgical conditions across 34 specialized care areas, such as:

  • Cardiology (heart care, angioplasty, bypass surgery)

  • Orthopaedics (fractures, joint care)

  • Oncology (cancer surgeries and therapies)

  • Nephrology (kidney treatment, dialysis, transplants)

  • Neurosurgery, pediatric surgery, ENT, gynecology & more 

Diagnostics, Medicines & Follow-Ups

The scheme also covers:

  • Diagnostics (X-rays, scans)

  • Medicines given during hospitalisation

  • Follow-up care post discharge 

Cashless Treatment

No upfront payment is needed at empanelled hospitals, including SJS Hospital. You can receive treatment and settle bills through direct scheme reimbursement.

How Much Financial Support Is Available?

Under the standard MJPJAY package:

  • Up to ₹5 lakh per family per year is covered for approved secondary and tertiary care procedures on a floater basis. 

This support helps cover surgeries, hospital stays, diagnostics, and specialist treatments that otherwise can be financially burdensome.

How to Avail Benefits at SJS Hospital

  1. Visit Our Help Desk: Head to the MJPJAY assistance desk at SJS Hospital.

  2. Verification: Our Arogyamitra or support staff will help verify your eligibility using your ration card/ID.

  3. Generate Authorization: A health coverage authorisation is generated for your treatment.

  4. Cashless Care: Receive required treatment without paying upfront (subject to documentation and scheme conditions). 

Required Documents generally include your ration card, SECC ID or Ayushman/MJPJAY health card, and a government-issued photo ID (like Aadhaar).

Why Choose SJS Hospital Under MJPJAY?

At SJS Hospital, we are committed to delivering high-quality, compassionate, patient-centric care through:

  • Experienced specialist doctors

  • Modern diagnostic and surgical facilities

  • Supportive care teams assisting with MJPJAY processes
  • Seamless, cashless treatment experience

 

We understand the financial strain serious illnesses can cause — and we are here to provide care without compromise, backed by this government scheme.

Visit us or call SJS Hospital today to check your eligibility and start your journey to stress-free healthcare with MJPJAY.